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Bear

A person who expects the market to decline.

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Asset Allocation

This is an investment strategy investors use to minimise losses by dividing their investment portfolio among different asset classes such as stocks, crypto, real estate, bonds, etc.  Proper asset allocation helps investors balance potential gains and losses, aiming to achieve a diversified and resilient portfolio. This approach is crucial for managing the inherent volatility in the cryptocurrency market and aligning with an investor's risk tolerance and financial goals.

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Atomic Swap

A direct exchange of one type of cryptocurrency for another on a different blockchain or off-chain, without centralized exchange as an intermediary.  It's called "atomic" because the swap either happens entirely or not at all, ensuring that both parties involved get their agreed-upon cryptocurrencies simultaneously or none at all. This process occurs through smart contracts, making it secure and trustless.

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